Our Model

Card network interchange is fixed.
The processor portion is not.

As an independent sales organization (ISO), we control the processor portion of the cost structure. That allows us to design it intentionally instead of tying it to a percentage of revenue.

We structure a fixed monthly processor cost that does not scale with growth.

Interchange continues to pass through normally.
What we fix is the processor portion.

The Result

• Predictable processor expense

• Budget control

• Clear separation between network fees and processor fees

• A pricing model not directly tied to your revenue growth
  
  

This structure is uncommon because percentage-based pricing becomes more profitable for processors as volume increases.

How It Starts

At your revenue level, processor cost shouldn’t scale with growth.

If you’re open, I’ll model your highest and lowest processing months from the past 12 months and show you what a fixed monthly processor cost would look like across that range.

Not every business qualifies. Volume stability and chargeback profile matter.