Merchant Processing Guidance
Merchant Processing Guidance
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Payment processing can be an overlooked part of a home service business - yet it plays a major role in daily cash flow, customer experience, and overall profitability.
Many contractors simply want to understand what they’re paying, why they’re paying it, and whether they have options that better fit their business model.
That’s where Ascendant comes in.
My goal isn’t to disrupt your workflow - it’s to give you clarity, comparison, and confidence so you can make informed decisions.
Why Contractors Seek a Review
Why Contractors Seek a Review
Most business owners I speak with aren’t completely unhappy with their software platform or tools; of course, there are always limitations with ‘COTS’ (commercial, off-the-shelf) software platforms.
I've learned that owners want a clearer picture of:
· What their current effective rate actually is
· How their card-present and card-not-present fees break down
· Where processing costs can be optimized
· Whether alternative setups exist that align better with their workflow
· How to simplify reconciliation and reporting
A side-by-side, independent review often provides the information that’s missing.
Special Introductory Pricing
Special Introductory Pricing
Ascendant is currently offering a significantly reduced capped merchant fee for the first 20 qualified clients who meet a minimum processing volume.
This limited program provides substantial savings compared to standard platform rates.
What a Statement Review Includes:
What a Statement Review Includes:
The no-commitment review is a simple, straightforward process:
1. A brief discovery call
1. A brief discovery call
We discuss your current platform, processing volume, card-mix, and any pain points you're experiencing.
2. A clear analysis of your existing structure
2. A clear analysis of your existing structure
You send a recent 2 statements - the high and low revenue months - and I break it down into plain language:
effective rate, interchange components, processor margin, and any pass-through fees.
3. Transparent comparison options
3. Transparent comparison options
If there are better-aligned alternatives using industry-trusted rails like CardConnect/FiServ + NMI (which you may already be using; see below), I explain them side-by-side so you know exactly what each option means.
4. A vendor-neutral recommendation
4. A vendor-neutral recommendation
No pressure. No obligation. Just a deeper understanding of your costs and choices.
Platform-Friendly and Workflow-Friendly
Platform-Friendly and Workflow-Friendly
You don’t need to switch software or overhaul your operations.
This review is designed to work with your current tools - not against them.
Many contractors choose to stay exactly where they are, simply with greater clarity.
Others explore alternatives that reduce cost while maintaining workflow consistency.
Either way, the goal is the same:
Give you independent information so you can make the best decision for your business.
Why Work With Ascendant
Why Work With Ascendant
Contractors choose Ascendant because they want guidance that is:
· Independent: no platform or vendor incentives
· Clear: complex statements explained in simple terms
· Practical: solutions that fit your day-to-day operations
· Experience-backed: insights from someone who has worked inside the industry
I bring a balanced perspective: one that respects how platforms structure their tools, but also recognizes the unique needs of each contractor.
Schedule a No-Commitment Review
Schedule a No-Commitment Review
If you’d like to understand your current payment structure or explore options that may better support your margins, I’m happy to help.
It’s a simple discussion and often an eye-opening one.
VENDOR PARTNERS
We are an ISO (Independent Sales Organization) representing CardConnect as our processing 'engine'.
Details:
CardConnect
CardConnect
CardConnect is a payments platform of Fiserv, focused on providing Agent and ISO partners with powerful opportunities in Merchant Services that facilitate success and boost sales growth.
Fiserv
Fiserv
Fiserv is a global fintech and payments company with solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale. Fiserv has ~38,000 employees with annual revenues of $20.5 billion.
NMI
NMI
NMI is our virtual terminal, a payment service provider and payment gateway with offices in the United States and UK, providing credit card authorization and settlement services to banks and processors.
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